The Missing Manual For Financial Recovery

What happens when a six-figure earner can't cover a $3,500 emergency?

This is the brutally honest story of financial collapse and the systematic approach that rebuilt everything.

🎖️ Real strategies from someone who's actually been broke
10K+ People Helped
4.9★ Average Rating
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Recent readers:
"Finally got my emergency fund!" - Sarah M. "Paid off $18K in debt!" - Mike R. "Best financial book I've read" - Jennifer K.
The Real Money Guide book cover showing title and author David Kim - A comprehensive financial recovery system
📚 280 Pages ⚡ Quick Start Guide 🛠️ 40+ Tools Included
David Kim - Marine veteran, technology leader, and author of David Kim - Marine veteran, technology leader, and author of The Real Money Guide
🎖️ Marine Veteran
💼 Tech Executive
📈 Bankruptcy Survivor

Meet Your Guide

Marine Veteran • Technology Leader • Bankruptcy Survivor

I'm David Kim, and I've been where you are. Despite earning six figures in corporate technology, I couldn't cover a $3,500 emergency. The tornado that destroyed my roof in 2012 exposed a more devastating truth—I had no real financial foundation.

As a Marine, I learned that systems save lives. As a bankruptcy survivor, I discovered they also save financial futures. The Real Money Guide isn't theory—it's the battle-tested system I used to rebuild from zero and help thousands of others do the same.

30+ Years Experience
$0 to Financial Independence
10K+ People Helped

Put Theory Into Practice

Use our professional-grade financial calculators to apply what you learn in the book

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Budget Calculator

Create personalized budgets using 50/30/20, 70/20/10, or custom allocation methods

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Chapter 5

Emergency Fund Calculator

Calculate your ideal emergency fund size using proven strategies from The Real Money Guide

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Chapter 7

Debt Payoff Calculator

Compare debt snowball vs avalanche strategies to eliminate debt faster

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The Real Money Guide

The Missing Manual for Financial Recovery

What happens when a six-figure earner can't cover a $3,500 emergency? This is the brutally honest story of financial collapse and the systematic approach that rebuilt everything.

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The Real Money Guide book cover - Financial recovery and wealth building system by David Kim

The Journey From Collapse to Recovery

A real story of financial failure and the systematic approach that rebuilt everything

01

The Storm

June 13, 2012: A tornado destroyed our roof. The $3,500 insurance deductible revealed a more devastating truth—despite earning six figures, I couldn't cover a basic emergency.

02

The System

Military logistics taught me that systems matter more than income. I applied the same discipline that moved supplies across three countries to rebuild my financial life.

03

The Mission

From bankruptcy to recovery—I share the real strategies that work when you're starting from zero (or less).

What Readers Are Saying

Real results from people who've applied these systems

"Finally, financial advice from someone who's actually been broke. David's military systems approach turned my financial chaos into a clear, actionable plan. Six months later, I have my first real emergency fund."

Sarah M. Marketing Manager

"This isn't another 'just invest in index funds' book. David shows you how to build wealth when you're starting from zero—or less. The debt elimination system alone saved me $18,000 in interest."

Mike R. Software Developer

"The systematic approach is what sets this apart. It's not just theory—it's a step-by-step manual for financial recovery. We went from living paycheck to paycheck to having a 6-month emergency fund."

Jennifer & Tom K. Young Family

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